Showing posts with label family. Show all posts
Showing posts with label family. Show all posts

07 August 2016

Being Vegan in a Non-Vegan World

I’m spending less time with my dad nowadays. He seems to want to catch up with me every Saturday and Sunday, but if I see him every day on the weekends, I will never have time to do what I want to do. I have a dream of becoming a digital nomad one day, so I need to spend time over the weekend teaching myself new skills, such as how to code. (I am currently using a site called Codecademy to learn how to code.)

There is a lot of work that I need to do, so I have tried to cut down how much time I spend with my father. Over the last two weeks, my dad has invited me for lunch four times, and I have rejected two times, usually on a Saturday.

I had lunch with my father today. It’s tough being vegan in a non-vegan world. When you see animal slaughter videos, you realize how much hell the animals must go through, and I feel like I need to do everything I can to help these animals. The problem begins with people buying animal products. If people stop buying animal products, the animal exploitation industry would be starved of funds, and they would not have enough money to cause more harm to animals. However, most people just don’t care. I told my dad that there is no need to eat meat, but he just made excuses that vegan meat is too expensive, and if instead of eating meat he eats beans, it wouldn’t taste good. This disturbed me because the suffering of animals clearly doesn’t matter to him. Something as trivial as the taste of food can influence whether he decides to slaughter a cow. It bothered me so much.

Everyone is different, I suppose. People have different values. I can’t really blame my father. That’s just what he thinks. I remember meeting up with a vegan friend a few weeks ago who told me that it’s important that vegans do not isolate themselves from the world. Veganism needs to go mainstream if it is to be successful. But I find it so difficult to be around meat eaters. I have always been different to others. Now that I am vegan, I am even more different.

I'm not too sure what I should do in the future, but I see two options. One option involves retiring early, buying a place in the country, and retreating into the wilderness where I can be left in peace. I will be like a modern-day hermit. The other option is the opposite. Rather than retire early, I can continue to be integrated into society. I will continue to work, continue to be a consumer, and continue to try to make a difference to society from within. You cannot change the system if you are outside the system.

18 December 2015

How a Vegan Diet Motivates You to be Healthy

I've been a vegan for probably one year now. When I started, I remember going on the diet in secret. I was a covert vegan. I didn't tell anyone because I was concerned they might freak out.

I remember finding the vegan diet difficult because I lived with my family and my mother cooks my meals. Furthermore, when I am at work, I was too lazy to cook, so I always ate out at restaurants with coworkers or friends.

Rather than eat out with coworkers, for lunch I would instead purchase vegan food and eat at my desk. Now I make my own sandwich at home and bring it to work. Then I told my mother that I didn't want to eat meat, cheese, and egg. She didn't seem to like this at first, and my dad had a word with me about my behaviour, but I stuck with my position. After all, I wasn't a child but a fully grown adult. If non-vegan food was served to me, I simply didn't eat it, and I could easily blend my own green smoothie if I needed to fill myself up.

I am now mostly vegan. Some animal products probably slip in here and there. Sometimes I am vegetarian when eating out or travelling.

A few days ago, I was at a family gathering. My brother was there. Everyone was surprised at how skinny my brother was. His bones and ribs were showing. My concerned grandmother told my brother he needed to eat more. One family member joked that my brother was even smaller than me, which was surprising to him because I was a vegan.

Supposedly the stereotype of a vegan is that they are skinny and malnourished.

That night, while I was lying in bed, I thought about the incident. Before I was vegan, I often tried to be healthy. I tried to exercise a lot. I tried to eat healthy food. But often I would just fail. It was too tempting to eat hamburgers and bacon, so I would binge on the McDonald's and KFC. I think the reasoning is because I figured that you only live once, so why not enjoy your life eating what you enjoy eating?

However, as soon as turned vegan, I found that the motivation to eat healthy and exercise was rock solid.

My dad used to be a smoker. He'd smoke several packs of cigarettes per day. However, when I was a baby, I accidentally crawled and fell into a cigarette ashtray. There was ash all over my face. My father realized suddenly that if he wanted to set a good example for his children, he needed to quit smoking. How could he recommend his children not smoke when he himself smoked? So he quit completely the next day.

Sometimes when faced with fulfilling a cause greater than himself, a man will act. When it comes to addiction, many of us are happy to feed the addiction, even if it costs us our health, but if it is another being who you're hurting (e.g. your own child through passive smoking) then that is completely different.

The same applies to veganism. When I went on a vegan diet, I knew instantly that I would be judged. If I ended up looking unhealthy, if I ended up looking skinny and malnourished, people will shake their heads and blame the vegan diet regardless of whether the vegan diet was to blame or not. If someone is thinking of cutting down meat, dairy, and eggs, and they see a vegan who is skinny, pale, and malnourished, they will automatically conclude that the vegan diet is unhealthy and they will continue to eat animal products, and hundreds of thousands of extra animals will be slaughtered. Cows will be raped, pigs will be electrocuted, and chicken will be macerated.

If I don't eat healthy and go to the gym, I will become unhealthy, and as a result I will represent veganism badly, people will increase their animal intake, and therefore hundreds of thousands of animals will be slaughtered, and there will be blood on my hands.

This was what motivated me. It's easy to chow down on KFC and McDonald's when it's just your own health at stake, but when your decisions affect the lives of other innocent beings, that is a powerful motivator.

20 April 2014

Saladmaster Titanium Saucepans

It's Easter and I am bumming around with family. I had lunch with my father and ate pizza with him. Afterwards, my mother told me to tag a long with her to one of her friend's house. I went along. When I went there, I realised that this dinner was an opportunity for some sales representative from a company called Saladmaster to try to sell saucepans to us. I was annoyed as ever.

A form was passed around asking for our contact details. I then realised why I was there. My mother didn't want her contact details put down and instead wanted my contact details put down. I put down my name, a fake address, one of my many disposable emails, but put my actual mobile phone number there because, unlike email, I don't have multiple phone numbers. However, I am not too concerned about pushy salespeople calling me on my mobile because I can just tell them I am busy and request that they call later and then block their number using a number blocking app. I have done this many times.

My grandmother was with me and she asked me to write down her details. To spare her a phone call from a pushy salesman, I used my details for her, i.e. including my fake address, disposable email, and mobile phone number. The saleswoman noticed that my grandma had my details and demanded that her details be used. She said, "Your grandmother is a separate person. She needs to have her details. Do this otherwise she will break the hosting rules and she will be disqualified!" I was surprised. Here we were kindly offering our sensitive personal details (albeit fake details) and she thinks she can pick and choose how the sensitive details had to be provided. I asked, "Disqualified from what?" She mumbled something about a gift. My grandmother relented and told me to put her my father's mobile number, so I did that, thinking that I can simply warn my father and tell him to block the number after he is called. I also wrote down a fake address for my grandmother.

The sales pitch involved the saleswoman cooking food for all of us using Saladmaster titanium stainless steel saucepans. She then went on about the benefits of these products. The basic message is that if you use other products, you will die of cancer and that Saladmaster products are completely safe. You should therefore consider buying the product and consider it an investment in your health. I was absolutely flabbergasted when the price was revealed. You effectively buy a set of about six saucepans for about $6,000! The cheaper option is to buy only a few of the smaller saucepans for about $2,000. If you buy right away with cash or credit card on the day, you get an extra saucepan thrown in for free, but you had to buy right away.

I must hand it to the Saladmaster salespeople. They are incredibly effective. Many people were buying. Two of my relatives took out their credit cards and purchased the product. I had a sour look on my face the whole time, so I think the saleswoman didn't even bother trying to sell to me. My mother, however, seeing other people buying the product and clearly influenced by the fear tactics being used, wanted to get it. I told her not to get it. My reasoning was simple. Salespeople always try to create a sense of urgency because they don't want you to research and compare. This gives them an opportunity to rip you off. She responded by saying that if you don't buy now, you cannot get the free saucepan they throw in. I told her that any free product provided is funded for by rip off prices from other products. No organisation can give away a product for free unless it funds it by ripping consumers off for other products. The main argument was that titanium saucepans were better than saucepans made of copper or other metals. I did a quick Google Shopping search on my mobile for "titanium saucepan" and the prices of the product ranged from about $150 to $400. I thought it was highly suspect that titanium saucepans were sold for thousands of dollars by Saladmaster when they were sold for hundreds by others, e.g. Scanpan. Whenever someone tries to sell me something, I'm glad I have a smartphone on me. I can then do a quick search on Google or Ebay to see what the market says the price of the product should be.

There were many unknowns. Many products like braces and many utensils like knives and forks are made of stainless steel without titanium. Does that mean these can cause cancer? Do we even know for sure that stainless steel without titanium even causes cancer, and if not then why not buy a normal stainless steel saucepan?

My mother seemed a little down and sad when I told her not to buy the product. I felt guilty but luckily it is mothers day in a few weeks, so maybe I can do some research on my own and buy for my mother some high quality saucepans for mothers day.

19 January 2014

Five Rules of Wealth Accumulation

Is there more to life than money? Of course there is, but money is still important. For society, money (or currency) provides a medium for exchange that eliminates the need for barter and therefore avoids the inefficiencies of barter. For the individual, money gives you the means to buy essentials for life, that is, food, clothing, and shelter. Of course, if you have enough money to provide you with food, clothing, and shelter for the rest of your life, money is a luxury rather than a necessity. Regardless, below are important rules for accumulating wealth. Although some of these rules may be repeated in other posts, I think if an idea is important, it needs to be repeated.

1. Pay yourself first, automatically

I was made aware of this piece of advice from the book The Automatic Millionaire. The basic idea is that, rather than spending your income and investing what remains, it is better to invest a fixed amount as soon as you receive your pay and then spending whatever remains.

There are two ways to achieve this. One involves simply talking to someone in HR to put a specific amount from your pay into a separate savings account or fund. If you are a salaried worker who received a fixed amount every fortnight, another way to pay yourself first involves having two different bank accounts. You set your bank accounts up so that your pay goes into one bank account and then automatically, a few days after, a fixed amount goes into another bank account. You carry around a card for access to only the bank account you use for spending.

Regardless of the details on how you achieve this, you are fundamentally trying to make saving automatic. Life throws things at you. You don't want to have to think too much or bother with transferring money here and there in order to reach your savings goals. By making savings automatic, you don't have to do anything other than keeping yourself employed.

How much do you save? That is going to be different for different people, but I suggest that you start with an amount that is challenging and sticking to it. When I started working full-time out of university, I was only earning $40,000 a year before tax ($1538 a fortnight), and I automatically saved $1000 per fortnight simply because it was a nice-looking number. After a few years, I increased this to $1300 per fortnight.


2. Diversify

"Divide your investments among many places, for you do not know what risks might lie ahead."
~Ecclesiastes 11:2 NLT
It's one thing to automatically save your money but it's another thing entirely to make sure your money is safe. Personal finance experts often tell people to minimise risk by researching and doing your due diligence, but investments can be incredibly complex. Warren Buffet, the world's greatest investor, advises people to only invest in what you know. However, I believe that even if you think you know an investment, you may not. For example, if you buy shares in a company, you may know the business model, the products being sold, and so forth, but will you know every decision the managers make or what strategies they have to make the company profitable. You cannot possibly know all the conversations that go on behind closed door among the directors and executives. The problem of asymmetric information that exists between investors and managers is to an extent fixed with financial reporting and accountancy but there are limits to the accuracy and usefulness of this information.

In my opinion, when choosing investments, it is wise to research your investments but don't be afraid to go with your gut and, most importantly, regardless of what your gut says, you must diversify. In other words, do not keep your money in one place. Spread it across different types of investments in different financial institutions.

Diversification is hard work. It's not easy opening multiple funds or accounts in multiple financial institutions. The paperwork can get overwhelming and during tax time it can be difficult to account for the different tax treatments that different investments require (if this is the case be sure to use a qualified accounting at tax time). However, diversification is important, and if you have any doubts about this, do some research into Bernard Madoff. No matter what your research tells you, no matter what your gut tells you, and no matter what the financial statements say, all investments have risk, and the only way to mitigate risk is to diversify.



3. Invest for income


Whenever I invest, I like to invest in assets that produce income. The main appeal of these investments come from the idea that I can have money automatically dropped into my bank account without me doing any work at all. We all have expenses. We need to eat, buy clothes, and put a roof over our heads. If the income from your investments can cover the cost of these necessities, you do not need to work ever in your life and you may find that you enjoy your work a lot more because the pressure is off. You can take risks and be yourself rather than kowtowing to your manager. If your employer won't pay you, your investments will.

Positive cashflow is freedom and negative cashflow is slavery. It's as simple as that.

Of course, when investing for income, don't forget to diversify because high-income investments are risky. The higher the yield from an investment, the riskier it is. Some companies have high yields because their prices are going down because investors foresee future problems. Sometimes dividends are paid not from earning but from borrowings, which puts into question the sustainability of these dividends. You should invest for income but also remember to diversify.



4. Avoid debt, obligations, or commitment as much as possible

"The rich rule over the poor, and the borrower is slave to the lender."

~Proverbs 22:7
Debt is slavery. Try to stay out of debt as much as possible. Debt occurs when you borrow money from someone and have an obligation to pay back at a later date. The problem lies in the uncertainty of the future. Can you know for sure that you will earn the money to pay the money back?

But I will go so far as to say that it is not just debt you should avoid but all future obligations or commitment. This means, for example, avoiding phone plans that obligate you to pay a fixed amount (say $60 per month for 24 months) and getting a cheap but good phone and using a pre-paid SIM card.

Don't get a car loan. Save up money and pay cash for a second-hand car. Some people think a new car must be more reliable and that, when you buy a second-hand car, you are buying someone else's problems. Before you buy a second-hand car, you can easily get it independently checked for defects. Buying second-hand means you avoid the massive depreciation associated with new cars. When you drive a new $30,000 car from the dealer, automatically about $5,000 in value is wiped away. If you buy a $7,000 second-hand car, there will still be depreciation, but not as much.

You should also be extremely careful with intimate relationships with others as this creates commitment or obligation. One of the weirdest observations I have made is how society labels men who are cautious with commitment as "commitment phobes" who need to "man up" quickly. They talk about commitment phobia as if it were negative. If anyone tries to manshame me by labelling me a "commitment phobe" I will simply tell them that yes I am cautious about signing up to something that would bind me and that I am proud of it. If a car salesman tried to sell you a Ferrari and wanted you to go on a car loan and you hesitate, that is commitment phobia. You're expressing reluctance to commit to a long-term arrangement. It is a prudent thing to look before you leap. 

If you sign a marriage contract, you are entering into a serious commitment of your time and cash and there are extreme risks associated. Everyone needs intimacy but too many people rush into securing themselves what they believe is an infinite supply of intimacy without fully considering cost and risk. As a man, how I handle this issue involves treating female intimacy as a product that you buy. You pay a female money in the form of gifts, dinner, lunch, and events and in return she provides you with the intimacy, and you can alter how much you spend on her depending on the quantity and quality of the intimacy she supplies. Do not have the mindset that your girlfriend is the monopoly supplier of female intimacy because otherwise she will charge monopoly prices. Always have the attitude that whatever your girlfriend is supplying, you can get it somewhere else, and this will keep prices competitive.

Of course, there are some obligations you cannot avoid, for example, you need to eat, so you are obligated to spend money to buy food to eat in order to keep yourself alive (unless you grow your own food, but then you are obligated to harvest that food). There are also those necessities that you just must have that only come in contracts that involve future payments, e.g. broadband internet, private health insurance, utility bills, rent, and so forth.



5. Play the pauper


Once I have a fixed amount of my pay automatically invested in multiple investments, I don't keep track of how much money I have saved up. Many people track their net worth every month and proudly boast about it to the world. I don't because I know that I already have enough money saved up to fly off to Asia and retire if I need to. If I save up more than what I need to save up, why do I need to bother keeping track of how much I have? Being ignorant of my wealth helps because, if someone asks me how much money I have, I can, with all honesty, tell them I have no idea. It is genuine and plausible ignorance.

Why is it important to be ignorant of your wealth and be very vague about how much money you have? One word: theft. If other people think you're a pauper, they will leave you alone. If other people think you are rich, you have a target on your back. People will come up with all sorts of manipulations and cons to get to your money. This is especially true of people who are close to you, for example, relatives, parents, children, and spouses.

I would even go so far as to say that you should both conceal your wealth and also play the pauper. In other words, pretend to be poor. This goes against human instinct. Normally people purchase status symbols in order to show off wealth, but I do the opposite because the pride I would get from showing off wealth is nothing compared to the fear and anxiety I get from thinking about theft. This means you should dress modestly (but nearly, not like a bum) and avoid prestigious brand-name products. Constantly talking about how little money you have because of rising costs and try to convince others that you don't earn much money.

By playing the ignorant pauper, you avoid yourself a lot of heartache. Gone are the begging relatives or friends who want to borrow money off you or get you to invest in their coffee shop venture. People will leave you alone and theft risk is greatly reduced.

One potential problem with looking poor is that people who think they are richer than you may put you down. Class warfare is as old as human history. It will never go away, and if someone thinks he or she is richer than you then it is likely they will ridicule you. You can fix this problem by not looking too poor. You can also fix this problem by trying to ignore the bully. If that is not possible, my strategy is to act like a psycho mobster. When someone ridicules you, simply shout back at them and make vague allusions to your connections with organized crime. Constantly read true crime fiction and constantly talk about death and killing and murder. Your friends should become wary and scared of you over time and will be fearful of provoking you. You need to be careful that you act psycho only and that you don't actually kill someone or even threaten to kill someone, as these acts are likely illegal. I only go crazy this when it is clear that someone is a snob and continues to ridicule me and I cannot ignore them or distance myself from them easily.

12 November 2013

Losing respect for my parents

I used to respect my parents and did everything they told me to do.

Then I learned about the womanizing, the deception, and the financial mismanagement, and I wanted to distance myself from my parents.

I now do what I want to do and expect my parents to follow me, not the other way around. I am the leader of the family, not the follower.

I fear that the closer I get to my parents the more I will be contaminated by their impurities.