The Problem with Traditional Conservative Women

I don't think there is anything "wrong" with traditional gender roles because I believe in cultural relativism, so what is right or wrong depends on who you ask.

That being said, I wouldn't recommend the traditional route for any woman. Basically my mother was traditional. She stayed at home and looked after me, was a housewife etc. Then my parents got divorced and my mother was left with very little. She had no skills or career. You could argue that what my dad did was horrible, but remember I am a cultural relativist, so right or wrong doesn't matter. The fact remains that being traditional made my mother financially dependent and vulnerable. Putting yourself in a position where you are dependent on others and at their mercy is just plain silly. It's like giving someone a dagger and locking yourself in a room with them.

My mother is doing fine now with some help from me, but she would be much better off if she had not been traditional and instead focused on her career and aimed to be independent.

Furthermore, I would never want to be with a traditional woman because I think it's quite lazy to want to be at home doing domestic duties. I'd prefer it if the woman contributes financially to the household.

Using Forced Savings to Prevent Self-Rationalisation

One of the arguments for getting a mortgage on a property is that it provides forced savings. The mortgage forces you to pay monthly.

Many financial experts recommend "pay yourself first" where money is automatically invested, which reduces the temptation to spend.

It seems we humans have a tendency to rationalise reasons to spend e.g. many say that you should only spend on experiences rather than "stuff" and others say that you should spend on things you actually use which seems like a nicer way to say you should buy stuff rather than experiences. Or people will focus on saving $3 per day on the daily cup of coffee but then ignore large expenses such as buying a luxury car.

Basically it is very easy for the human mind to justify spending a lot, and so some degree of forced savings seems necessary, and also a quantitative focus on savings rather than qualitative one is more important as well to prevent self-rationalisation. If you have a quantitative goal like save 70% of your gross income and then implement it using forced savings then this is much more effective than some qualitative rule such as "spend on necessities rather then wants" or "spend on experiences rather than stuff" or "buy expensive stuff that lasts long rather than cheap stuff than doesn't last long" and so forth.